MINNEAPOLIS RENTAL QUALIFYING CRITERIA

SA Management LLC follows the Fair Housing Act and other laws prohibiting discrimination in housing based on Race, Color, Religion, Sex, Disability, Familial Status and National Origin (additional protected classes apply based on the location of the property).

The following qualification standards apply to ALL Applicants:

Applications are accepted on a first come, first served basis and subject to the availability of unit type requested. Prior to signing a lease, rental rates are subject to change without notice.

AGE:

• Applicant must be of legal contractual age as designated by the state. A government-issued photo ID must be presented by all applicants and is required to tour a unit. Applicants from foreign countries who have no social security number or citizenship must have a proper and current US visa and I-9 documentation.
• An application must be completed and maintained for each adult who will be living in the unit and/or contributing to the payment of rent. Any false, incomplete, or misleading information will constitute grounds for rejection of the application.

INCOME AND ASSETS:

• Management may require applicants to provide documentation for all sources of income and assets. These sources may have to be verified.
• Total gross monthly household income must be at least 2 times the amount of monthly unit base rent. Applicant must provide documentation of gross monthly income.

RENTAL HISTORY:

ANY NEGATIVE RENTAL HISTORY IS GROUNDS FOR APPLICATION DENIAL. Negative rental history includes but is not limited to:

• A negative landlord reference within the last 3 years. A negative reference includes nonpayment or late payment of rent, damage to property beyond normal wear and tear, landlord-initiated lease terminations, poor housekeeping habits, other lease violations, or landlord’s stated refusal to re-rent to applicant.
• Any evictions or unlawful detainer actions in the past 3 years in which the landlord obtained a judgment against the applicant, the landlord obtained a writ of recovery, and or the landlord and applicant settled the case.
• Management will not deny an applicant who lacks a rental history (for example, if due to the applicant’s age or other life circumstances). Management will deny an application where the applicant intentionally fails to disclose rental history.
• Rental history will not be considered for applicants working with a social services agency and applying for long-term homeless units.
• If the applicant has ever resided at any property owned by a SA Management LLC entity, managed by SA Management LLC, or otherwise affiliated with SA Management LLC, Management will consider the applicant’s residency history at that property, regardless of how long ago the applicant lived at the property, and may reject applicant based on any negative history at the property.
• If, at any time prior to or during the application process, the applicant—whether as an applicant, resident, former resident, guest or otherwise—has ever abused, assaulted, threatened, or harassed any resident or former resident of a SA Management LLC-affiliated property or any person affiliated with SA Management LLC (manager, maintenance worker, administrator, etc.), the application will be rejected. An applicant may be rejected if s/he engages in non-business-like conduct at any time during the application process, including but not limited to yelling at staff, swearing at staff, or making inappropriate comments.

CREDIT HISTORY:

• An application may be denied if the credit report contains negative information that is directly relevant to an applicant’s fitness as a resident (examples include currently owing amounts to prior landlords, owing amounts to utility companies with no payment plan, and a heavy debt burden with high collections activity).
• Student loans, medical debts, and number of inquiries will not be considered.
• “No credit history” will not be a disqualifying factor.
• Addresses listed on the application must match the corresponding credit report.

JUDGMENTS AND COLLECTIONS:

• If an applicant owes a previous landlord, the application will be denied unless proof of payment is provided.
• If utility bills are in collection status, the applicant must present proof of satisfied debt or a current payment plan, or the application will be denied. CABLE/PHONE/INTERNET and CELL PHONES are not considered utilities.
• If an applicant owes back child support, the applicant may be denied. Management may approve applicant if applicant can provide documentation that a current payment plan exists. Management may require a security deposit equal to one month’s rent.
• If the total amount owing in collections for any type of debt exceeds $5,000, a security deposit equal to one month’s rent will be required.

BANKRUPTCIES:

• If applicant filed for bankruptcy less than two years before the application date, management will require a security deposit equal to one month’s rent and no negative credit history since the bankruptcy. A letter of discharge must be provided.
• If applicant filed for bankruptcy two or more years before the application date, Applicant’s credit will be considered in good standing if the report indicates no negative credit history since the date of the bankruptcy. Applicant must provide a letter of discharge.
• Applicants with two or more bankruptcies in the last 5 years will be denied.

CRIMINAL SCREENING:

• Management does not reject applications based on arrests. However, if there is an active charge, and the charge is for a crime that would result in denial if it were a conviction, the charge must be resolved before Management makes a decision to accept or deny the application. If the open charge was dismissed, the application will not be denied based on that charge. If the open charge resulted in a conviction, it will be evaluated under these criteria to determine whether the conviction requires rejection of the application.
• Management does not reject applications based criminal convictions with the following outcomes: diversion programs, deferral of judgment programs, stays of adjudication, continuances for dismissal, continuances without prosecution, vacated convictions, expunged convictions, stays of imposition of sentencing where applicant complied with terms of the stay, and juvenile adjudications. Management does not reject applications for a criminal conviction where the crime is no longer illegal in Minnesota.
• DUIs/DWIs will not be considered unless the applicant has three or more such offenses in the past five years. In such cases, applications will be rejected if, for felonies, the most recent offense was within the last 5 years or, for misdemeanors, 3 years.
• No matter the date of the conviction, management rejects applications for criminal convictions such as homicide (murder/manslaughter); felony arson; 1^st, 2^nd, and 3^rd degree criminal sexual conduct; child pornography; illegal manufacture or distribution of controlled substances; terrorism; blackmail; extortion; and racketeering. Management rejects applicants who are currently subject to any sex-offender registration requirement under any jurisdiction.
• The following felony convictions will result in rejection of an application for 10 years from the sentencing date:  first-degree assault, aggravated robbery, and kidnapping (Minn. Stat. 609.25 Subd.2(2) or similar non-Minnesota statute). All other felony convictions not listed above will result in rejection of an application for 7 years from the sentencing date.
• Misdemeanor arson results in a rejection for 15 years. Gross misdemeanors and misdemeanors for convictions related to sex crimes result in a rejection for 5 years. All other gross misdemeanor, misdemeanor, and petty misdemeanor convictions not listed above will result in rejection of an application for 3 years from the sentencing date.
• For applicants to long-term homeless units, the criminal screening criteria is more flexible. For long-term homeless applicants, please direct inquiries about criteria to SA Management LLC by calling (612) 337-2608. For all our applicants, given the variety of convictions that exist and the need to review accurate records, we cannot make binding pre-application determinations about whether your criminal history may disqualify you from our housing. We make admissions decisions after we have ordered and reviewed screening reports.

NUMBER OF OCCUPANTS PERMITTED IN A UNIT:

If any occupancy requirement contained within this document conflicts with any local, state, or federal rule or law, the appropriate local, state, or federal rule or law will prevail.

APPLICATION PROCESS

We may reject or not process incomplete applications. We may deny an application if we cannot verify the information provided in it. Any misstatement, misrepresentation, or omission made on an application is grounds to deny an application or terminate an existing lease. If we incorrectly determine that an applicant meets the property’s screening criteria and accept the application, whether through mistake, omission, inadvertence, negligence, or fault of us, our resident screening agency, or the applicant, or for any other reason, we have the right to terminate the lease with one month’s notice, regardless of the length of the lease term.

YOUR RENTAL APPLICATION FEE IS NON-REFUNDABLE. Please review these policies carefully before submitting an application.